Aaaaaalrighty then - - - just got my mail, and lo and behold there was a credit card bill. My (not-so-new) favorite pass time. Not paying the bills, but looking for BETTER deals! And guess what I just found! Included in my statement envelope were some “courtesy checks”.
Now, normally this is […]
Filed under: Credit Card DOs and DON'Ts, Personal Finances on January 17th, 2008 | 2 Comments »
Well, I love it when I can say “I learned something new today”! And that doesn’t happen very often when it comes to playing with Credit Card transfers - I know the game very well, been doing it for a long time - but today I did learn something new, so I thought I’d share […]
Filed under: Credit Card DOs and DON'Ts, Personal Finances on January 14th, 2008 | No Comments »
Something you want to BEWARE of and be AWARE of are the Promotional offers for Balance Transfers.
They can look very enticing, but remember the cardinal rule - Read ALL the SMALL PRINT!! I can’t stress enough how VERY important this is. You may think all offers are the same, but it couldn’t be […]
Filed under: Credit Card DOs and DON'Ts, Personal Finances on January 14th, 2008 | No Comments »
Be aware that Credit Card agencies have the legal right to change your interest rate at their whim, or if you have made any changes in your recent purchasing activity.
This is a very powerful statement - and its TRUE. So UNDERSTAND IT, and take precautionary actions to ensure that you always know what […]
Filed under: Credit Card DOs and DON'Ts, Personal Finances on January 11th, 2008 | No Comments »
Now, I have been known to play a game affectionately called Credit Card Bingo in my house. I have a couple of cards that I use strictly for the purpose of moving funds back and forth to get the best rate available. I NEVER charge on these cards. I don’t even keep the card in […]
Filed under: Credit Card DOs and DON'Ts, FIX / REPAIR Your Credit, Personal Finances on January 11th, 2008 | No Comments »
Another sure fire easy way to increase your Credit Score is to ask a close family member that does have good credit (and make SURE they have good credit, you don’t want to make a mistake here!) to add you to their card. Odds are that perhaps your parents, or a favorite Aunt or […]
Filed under: Credit Card DOs and DON'Ts, FIX / REPAIR Your Credit, Personal Finances on January 11th, 2008 | No Comments »
One thing everyone wants to do is to improve their Credit Rating, but few people actually know how to do this. Its not really as hard as you think. You can raise your Credit FICO Score just by doing a few easy things - and it doesn’t take long at all.
Something that people […]
Filed under: Credit Card DOs and DON'Ts, FIX / REPAIR Your Credit, Personal Finances on January 11th, 2008 | No Comments »
Something else that will help you build your credit is to pay off your card completely periodically.
Credit Reporting Agencies look very favorably on you when you pay a card in full. One thing that I recommend in order to be able to take advantage of this is to get a gas card for your […]
Filed under: Credit Card DOs and DON'Ts, FIX / REPAIR Your Credit, Personal Finances on January 11th, 2008 | No Comments »
Here is another cool tip that I use for finding the best Promotional offers.
Whenever I’m ready to make the last payment on a Credit Card, I NEVER mail in that final payment. Of course you can do that, but you won’t get the benefit of what I’m going to tell you now. Instead of writing […]
Filed under: Credit Card DOs and DON'Ts, Personal Finances on January 11th, 2008 | No Comments »