Do You Know How Your Credit Score is Calculated?

Do You Know How Your Credit Score is Calculated?  If not, you should!
There are many things that the Credit Card companies don’t want you to know, and one of them is how your FICO credit score is calculated.  The less you know, the less you can alter or correct and the more interest they will […]

Credit Card BINGO: Play With Caution!

Now, I have been known to play a game affectionately called Credit Card Bingo in my house. I have a couple of cards that I use strictly for the purpose of moving funds back and forth to get the best rate available. I NEVER charge on these cards. I don’t even keep the card in […]

Improve Your Credit Rating: Your Family Can Help

Another sure fire easy way to increase your Credit Score is to ask a close family member that does have good credit (and make SURE they have good credit, you don’t want to make a mistake here!) to add you to their card. Odds are that perhaps your parents, or a favorite Aunt or […]

Improve Your Credit Score: Not as Hard as You May Think!

One thing everyone wants to do is to improve their Credit Rating, but few people actually know how to do this. Its not really as hard as you think. You can raise your Credit FICO Score just by doing a few easy things - and it doesn’t take long at all.
Something that people […]

Improve Your Credit Rating - Tis Better to Pay in Full than to Make Payments

Something else that will help you build your credit is to pay off your card completely periodically.
Credit Reporting Agencies look very favorably on you when you pay a card in full. One thing that I recommend in order to be able to take advantage of this is to get a gas card for your […]